401k Contribution Limits 2025 Married Filing Jointly

401k Contribution Limits 2025 Married Filing Jointly. Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs. To receive the credit, your annual income in 2025 must fall below $79,000 if you are married filing jointly, $57,375 if you file as a head of household, or $39,500 if you are a single.

Good news for 401(k) account owners: The ira and roth ira.